Check Processing

Paper checks have continued to remain as a preferred method of payment for some consumers. As a merchant you must be capable of accepting checks at the point-of-sale. Offspring Financial offers Telecheck® services for the checkout line, the phone line and online. Whatever your check services needs Offspring Financial has your solution.

Electronic Check Acceptance (ECA) – Verification Reduce traditional bank fees and processing costs and streamline back office operations with our electronic check payment service.

Electronic Check Acceptance (ECA) – Warranty Accept more electronic check payments with less risk and a higher level of protection for fraudulent and returned checks.

Back Office Conversion
Achieve 100% electronic settlement by accepting checks and converting them to ACH debits or image exchange items.

Paper Check Acceptance
Accept paper check payments with confidence and minimize returned checks with our paper check service and risk management tools. 

Internet Check Acceptance
Approve check payments over the Internet, process transactions quickly and securely, and minimize handling fees with low-cost integration. 

Telephone Acceptance
Minimize lost revenue by accepting check payments over the phone and turn captured orders into paid orders.

Lockbox Payment
Lower the net cost for accepting checks as bill payment with a simple option for processing mail or drop box payments.

Check on Delivery
Reach customers who prefer to pay by check for delivered goods and services by accepting checks on delivery.

Live Verify
Minimize returned checks and protect against fraud by accessing dynamic, real-time negative and activity databases for all transactions.