HOW TO CHOOSE THE RIGHT MERCHANT ACCOUNT FOR YOUR BUSINESS?

As a business owner, there are many imortant decision to make that affect the success of your company. Trying to find the right merchant account can be stressful and tiring. Offspring Financial has created an easy and effective method for determing which type of account you need in order to minimize the initial and ongoing expense associated with a merchant account.

STEP 1: Nothing is FREE. Many Merchant Service companies claim to offer Free accounts or Free terminals but the reality is Nothing is FREE! You eiher Pay Now or Pay Later. It's up to you to decide on whether or not you want to deal with a company that hides fees.

Offspring Financial offers competitive rates on merchant accounts and equipment. We offer low cost terminals and depending on the size of your merchant accoun, we may rebate the cost of your equipment after the first year of doing business with us.

STEP 2: Do you need a POS device, such as a credit card terminal or check reader?
Yes, You are a Retail merchant. Choose from our wide variety of POS devices to find the right terminal for your business needs.
No, I don't need a terminal but I do need need some software. You may be classified as a MOTO or Interent merchant. See below.

STEP 3: Do you need Software to process transactions for a call center or mail orders?

Yes, You are classified as a MOTO merchant (Mail Order - Telephone Order).
No, I need to process Transactions with software, but I  need to integrate with my website and shopping cart.

STEP 4: Do you need an Online Gateway to process transactions on your website?
Yes, You are classified as an Internet merchant and need assistance with integrating our Online Gateway with your website. This may require a shopping cart if you sell multiple products. Ask yur sales associate for assistance.